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Wanda Smith, REALTOR®, real estate agent and broker for Wellington Florida home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! Find out why I am a top real estate expert. Call me: 561-798-5566.


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First Time Homebuyers: Wellington Florida home buying, real estate listings, and homes for sale in Palm Beach County, FL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Wellington real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What areas are known as the 'silk stocking' districts of this famous city?

A 
In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room.
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Wanda Smith, REALTOR®, real estate agent and broker for Wellington Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Wanda Smith
RE/MAX Direct

11924 Forest Hill Blvd. Suite 4
Wellington, FL. 33414
Phone: 561-798-5566
Toll Free: 888-578-5566
Fax: 866-871-0123
Email: livinginwellington@NUMBER1EXPERT.com

Wanda is a twenty-year Wellington resident. From the minute you list your house with Wanda, a team of experts is working with Wanda to sell your home and to find you a new one. She calls her team Partners for Super Service because together they are committed to provide you with the best service in the industry. It would be their privilege to assist you in finding your new home. Call or email Wanda today!

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RE/MAX Realty Wellington real estate and homes for sale in Wellington Florida

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